Kisan Card Registration Uttar Pradesh 2025: Easy Online Application Guide @agriculture.up.gov.in
The Kisan Credit Card (KCC) scheme in Uttar Pradesh provides low-interest loans to farmers for agricultural needs like seeds, fertilizers, equipment, and working capital. Farmers can now apply for KCC online through the official UP Agriculture Department portal (www.agriculture.up.gov.in), making the process faster and more transparent.
If you’re a farmer in Uttar Pradesh and want to register for a Kisan Credit Card (KCC), this step-by-step guide will help you complete your application and start benefiting from subsidized loans and financial assistance.
Kisan Card Registration Uttar Pradesh – Key Information
| Detail | Information |
|---|---|
| Official Portal | agriculture.up.gov.in |
| Scheme Name | Kisan Credit Card (KCC) |
| Eligibility | Farmers in Uttar Pradesh (landowners & tenant farmers) |
| Documents Required | Aadhaar, Land Records, Bank Details, Mobile Number |
| Loan Amount | ₹10,000 – ₹3 Lakhs (Based on land size & crop pattern) |
| Interest Rate | As low as 4% (with govt subsidy) |
| Repayment Tenure | 5 years (with yearly renewal) |
| Registration Mode | Online at agriculture.up.gov.in & Offline via CSC Centers |
| Verification Process | Aadhaar OTP & Bank Verification |
| Linked Govt Schemes | PM-KISAN, PMFBY, AgriStack |
| Approval Time | 7-15 Days (if all documents are correct) |
Why Should Farmers in Uttar Pradesh Apply for a Kisan Credit Card?
✔ Low-Interest Loans for Farming – Farmers can borrow up to ₹3 lakh at just 4% interest.
✔ Easy Loan Repayment – Flexible 5-year repayment with yearly renewal.
✔ Subsidized Interest Rates – Get government assistance to reduce interest burden.
✔ Quick & Paperless Processing – Apply online with Aadhaar-based verification.
✔ Linked to PM-KISAN Scheme – Farmers receiving PM-KISAN benefits get priority approval.
✔ Insurance Coverage for Loan Holders – KCC loans include crop insurance under PMFBY.
Applying for KCC is essential for farmers who need financial support for agricultural expenses without depending on moneylenders.
Step-by-Step Guide to Apply for Kisan Card in Uttar Pradesh
Step 1: Visit the UP Agriculture Portal
🔹 Open www.agriculture.up.gov.in in your browser.
🔹 Click on “Kisan Credit Card Registration” under the Farmer Services section.
Step 2: Enter Aadhaar & Mobile Number
🔹 Provide your Aadhaar number (linked to your bank account).
🔹 Enter your registered mobile number and click on ‘Generate OTP’.
🔹 Enter the OTP received on your mobile and verify your identity.
Step 3: Fill in Your Personal & Land Details
🔹 Enter your name, date of birth, address, and farming details.
🔹 Provide land ownership documents (Khatauni, 7/12 extract, Patta).
🔹 If you are a tenant farmer, upload your lease agreement or cultivation proof.
Step 4: Upload Required Documents
🔹 Aadhaar Card – For identity verification.
🔹 Bank Passbook Copy – To receive direct loan disbursement.
🔹 Land Ownership Documents – For loan eligibility verification.
🔹 Recent Passport-size Photo – Required for application processing.
Step 5: Select Loan Amount & Purpose
🔹 Choose the loan amount based on your farm size and crop type.
🔹 Select the purpose (seed purchase, irrigation, machinery, etc.).
✔ For Small Farmers – Loan up to ₹50,000.
✔ For Medium & Large Farmers – Loan up to ₹3 Lakh.
Step 6: Submit Application & Complete e-Sign Authentication
🔹 Review all details and submit the application online.
🔹 Use Aadhaar OTP to digitally sign the application for faster approval.
Step 7: Check Your Application Status
🔹 After submission, visit agriculture.up.gov.in to check:
✔ Application Status – Approved / Pending / Rejected.
✔ Loan Disbursement Date – When the funds will be credited to your bank.
✔ Verification Requests – If additional documents are required.
What If You Face Issues While Registering? Alternative Methods for KCC Application
If you cannot apply online, farmers can visit:
📍 Option 1: Nearest Bank Branch
✔ Visit your nearest bank offering Kisan Credit Card services.
✔ Fill out the KCC application form manually.
✔ Submit Aadhaar, land records, and bank details for verification.
📍 Option 2: Common Service Centers (CSC)
✔ Farmers without internet access can register via CSC Centers.
✔ CSC operators assist in applying online through agriculture.up.gov.in.
Frequently Asked Questions (FAQs) About Kisan Card Registration in Uttar Pradesh
1. What is the eligibility for a Kisan Credit Card in Uttar Pradesh?
✔ All farmers (landowners & tenant farmers) with agricultural income are eligible.
✔ Must have Aadhaar-linked bank account.
2. What is the interest rate for KCC loans in UP?
✔ 4% per annum with government subsidy.
✔ Standard interest rate up to 7% without subsidy.
3. How long does it take to get KCC approval?
✔ 7-15 days, depending on document verification.
4. Can tenant farmers apply for a Kisan Credit Card?
✔ Yes, tenant farmers can apply by providing lease agreements or cultivation proof.
5. How can I check my KCC loan approval status?
✔ Visit www.agriculture.up.gov.in and enter your Aadhaar or mobile number.
Final Thoughts: Why Every UP Farmer Should Apply for a Kisan Credit Card
A Kisan Credit Card (KCC) provides farmers in Uttar Pradesh with easy, low-interest loans to meet their farming expenses without financial burden.
✔ No middlemen – Direct loan disbursement to farmers’ bank accounts.
✔ Flexible repayment options – Avoid unnecessary financial stress.
✔ Government-backed security – Get insured under PMFBY.
